Are you an expat dreaming of a life in Sweden with your family? Curious about the cost of living for a family in Sweden’s major cities? Look no further.
Based on a report by Numbeo, an estimated monthly cost for a family of four is around 35,768.3 kr ($3,219.1), excluding rent.
In this guide, we’ll break down the monthly costs, from rent prices in the city center to public transport expenses. Discover how Sweden’s cost of living compares to a single person’s budget and explore the essentials like international schools.
Get ready to make an informed move as we discuss the cost of living for a family in Sweden. Your Swedish adventure awaits!
Are you an American planning to move to Sweden? Check this article: What Is It Like To Live in Sweden As An American?
What’s The Average Cost of Living In Sweden?
If you’re a single person considering a move to Sweden, understanding the cost of living is crucial for planning a seamless transition.
On average, the daily expenses in Sweden are 21.0% lower than in the United States, making it an attractive prospect for many. Consumer prices, a significant component of monthly expenditures, are 13% lower in Sweden compared to the U.S., according to internationalcitizens.com.
For a single person, the daily expenses can vary based on location. In main cities, especially in the city center, expenses can be higher compared to suburban areas. Stockholm, Gothenburg, and Malmö are known to be relatively more expensive cities in terms of daily expenditure.
However, one can navigate these costs efficiently, especially with the availability of reliable and well-connected public transportation.
Expected Cost of Living in Sweden If You Have a Family
Based on a report by Numbeo, an estimated monthly expenditure for a family of four is around 35,768.3 kr ($3,219.1), excluding rent. This is a significant consideration, especially when comparing it to the daily expenditure in most other countries.
In most cases, a significant portion of the monthly costs involves expenses related to housing, such as rent, electricity, and taxes.
For most people, the costs of maintaining a house and ensuring a comfortable life for the family are crucial. Balancing these monthly costs can be challenging, but Sweden offers various affordable options, making it relatively easier for families to manage their finances.
Additionally, childcare, an essential expense for families with children, is often subsidized, further easing the financial burden on parents.
In the upcoming section, we’ll discuss the breakdown of these monthly expenses for a family living in Sweden.
Related article: Living in Norway vs Sweden: Which Is Better?
Breakdown of Monthly Costs for A Family in Sweden
Rent and Utilities
In Sweden, the cost of living for a family varies depending on the area they reside in. The average monthly expenses for a family is approximately 35,768.3 kr. One of the major components of this expenditure is rent and utilities, which typically amounts to around 12,000 SEK ($1,360) per month, according to ischoolconnect.com.
Housing prices for a three-bedroom apartment or rent costs in Sweden can be relatively high, especially in a larger city and city center. The prices fluctuate based on the region, with some cities being more expensive than others.
Whether you choose to rent or buy, the cost of housing can significantly impact a family’s budget. Overall, the rent you pay in this country can still be cheaper than the average rent prices across the rest of the world.
Food in this country
Feeding a family in Sweden constitutes a significant portion of the monthly budget. On average, a family might spend around 12,100 SEK ($1,372) on food per month, based on a report by nomadnotmad.com. While dining out in Sweden can be relatively expensive, opting for home-cooked meals is a cheaper alternative.
However, if you choose to dine out, finding an inexpensive restaurant can help save money.
Like in many other parts of the world, food prices in Sweden can vary based on location and the type of food you purchase. Swedish government attempts to keep grocery prices low improve citizens’ quality of life.
Expect restaurants in rural areas to serve food at half the prices compared to the average cost in bigger cities.
Childcare in this country
Sweden prioritizes family support with well-structured childcare and education, reflecting its commitment to quality family services. Preschool and daycare are essential for families with young children. The cost for childcare per child is around 1,366.95 SEK ($155) per month, according to Numbeo.
In most cities, such as Stockholm, Gothenburg, and Malmö, childcare facilities are abundant due to the higher population density. However, the demand can sometimes exceed the availability, leading to waiting lists and the need to plan for enrollment.
The costs or price you pay can be relatively higher in a big city due to the increased living expenses associated with urban areas.
The government heavily subsidizes childcare and education, making it more affordable for families. The childcare fees are based on a sliding scale, considering the family’s income.
Families with lower incomes pay a smaller percentage of the cost, while those with higher incomes contribute more. This approach ensures that childcare remains accessible and affordable for all socioeconomic groups.
Another related article: How Much Does a House Cost in Sweden? 
Transportation in Sweden Cost
Transportation in Sweden offers a variety of options for both those who drive and those who commute to work using public transit. The average monthly expenses for transportation is approximately 464.4 SEK ($52.6).
For people who prefer driving, Sweden provides a well-maintained road network. Owning a car can be a convenient choice, allowing for flexibility in travel and access to more remote areas.
Public Transportation in Sweden
Public transportation is often used to mitigate costs related to owning a car, as maintaining a car can be expensive. In large, costly cities, a well-developed public transport system offers affordable and convenient travel within and between cities.
Many individuals opt for either a first-hand lease or purchase a second-hand car to manage costs effectively. The price of cars can vary based on the make, model, and condition, but purchasing second-hand can often be a more cost-effective option.
In major cities like Stockholm, public transit is highly efficient and widely used. The city boasts an extensive network of buses, trams, subways, and commuter trains, allowing for easy commuting within the city and surrounding areas.
Other cities in Sweden also have efficient public transportation systems, although the availability and frequency may vary based on the city’s size and location.
Related article: Car Leasing in Sweden: A Guide For Expats
Cost-Effective Living Options
For families seeking cost-efficient living, exploring options in Sweden is a prudent choice. Sweden boasts a robust healthcare system, minimizing medical expenses. The average salary ensures financial stability.
Moreover, basic utilities and gym memberships are reasonably priced. Compared to other countries, Sweden’s cost of living is relatively manageable. Cities like Stockholm provide a balance of affordability and amenities.
It’s essential to consider additional costs and benefits, especially for senior citizens, to ensure a comfortable and economical lifestyle. Choosing the right place can optimize the balance between cost and quality of life for families.
To better help you, here are some options that you should consider when moving to Sweden:
Stay In Major Cities with Low Cost of Living
In Sweden, places with notably low daily expenses exist, especially in cities outside the capital, like Stockholm. Residing in these cities allows individuals and families to live comfortably without incurring exorbitant expenses.
For housing, a three-bedroom apartment in such cities is more affordable than the most expensive one. Generally, larger cities tend to have higher costs for housing, gym membership, heating, and other expenses.
Considering options in smaller cities or towns can provide a great location and save significantly on these costs. For instance, expect more balanced daily expenses in smaller cities like Uppsala.
To better help you, Here are some cities in Sweden with low lifestyle costs, according to nomadguide.eu:
- Norrköping: This city is considered one of the cheapest places to live in Sweden, with estimated monthly outgoings in the region of 950-1,000 euros.
- Helsingborg: The small coastal city of Helsingborg is also among the cheapest places to live in Sweden, with estimated monthly outgoings totaling around 1,000-1,500 euros.
- Jonkoping: This city is one of the cheapest places in Sweden, with estimated monthly outgoings ranging from 950-1,500 euros.
- Orebro: Orebro is another city with low daily expenses, with estimated monthly outgoings ranging from 1,000-1,500 euros.
- Vasteras: This city is considered one of the cheapest cities in Sweden, with an estimated monthly expenditure of 1,100-1,650 euros.
- Uppsala: Uppsala is another city with an estimated monthly cost of living ranging from 1,100-1,650 euros.
- Linkoping: Same as the other city, this is one of the cheapest places to live in Sweden, with an estimated cost of living for a month ranging from 1,050-1,600 euros.
Related article: How To Move To Sweden Without A Job
Take Advantage of The Government Perks
In Sweden, the government offers various benefits that individuals and families can use to enhance cost-effective living. The healthcare system, available across cities in Stockholm and other large cities, is a significant benefit.
Compared to many places in the world, the government generally covers healthcare costs in Sweden, making it more accessible and cheaper for residents. Government initiatives also make public services more affordable and, in some cases, even free, further contributing to a budget-friendly lifestyle.
Moreover, the average pay and salaries are relatively higher, allowing individuals to allocate more money toward their savings or other essential expenses.
Pick High Paying Jobs
Sweden offers high-paying jobs that can significantly improve your financial situation. Even though the living cost, especially in the largest cities, is generally higher, these high-paying positions can help you manage the expenses effectively.
Germany’s strong healthcare system and reasonable costs for essentials can maximize your disposable income compared to other countries. For example, you can afford a three-bedroom apartment or buy items at expensive prices.
Here are some of the highest-paying jobs in Sweden and their average salary before tax, according to employchain.se:
Surgeons and Doctors
Surgeons and doctors are the highest-paid professionals in Sweden, with an average monthly salary ranging from 88,900 SEK to 255,000 SEK.
Lawyers are also among the highest-paid professionals in Sweden, with an average monthly salary ranging from 114,000 SEK to 163,000 SEK.
Bank managers are one of Sweden’s highest-paying professionals, earning up to 163,000 Swedish Krona monthly.
Orthodontists have one of the highest-paying jobs in Sweden, with an average monthly salary of 90,600 SEK.
College Professors in City Center
In Sweden, college and university professors are esteemed and well-paid, earning an average monthly salary of 42,700 SEK to 122,000 SEK.
Pilots in Sweden earn an average monthly salary of 67,100 SEK.
Marketing directors in Sweden earn an average monthly salary of 60,400 SEK.
Engineers are among the highest-paid professionals in Sweden, with an average monthly salary ranging from 45,000 SEK to 51,000 SEK.
Sales and Purchasing
In Sweden, sales and purchasing professionals earn top salaries, averaging 45,000 SEK to 50,000 SEK per month.
Bank managers are one of Sweden’s highest-paying professionals, earning up to 163,000 Swedish Krona monthly.
In some cases, the average pay in Sweden can be about half more than you might expect in other countries. Explore career options for a financially stable lifestyle, even amidst a higher cost of living. Make informed choices.
Related article: Can You Get a Job in Sweden Without Speaking Swedish?
Final Thoughts About The Cost of Living for a Family in Sweden
We hope this guide has helped you understand the cost of living in Sweden and how to budget for it. Discover comfortable family accommodation options across Sweden’s major cities and smaller towns from Stockholm to Uppsala.
You can also enjoy the benefits of living in Sweden, such as free education, health care, and social security.
To learn about living expenses in Sweden and other countries, click the links for detailed guides. By doing so, you will also help us keep this blog afloat and provide more useful content for you and other readers.